Money is a versatile tool, and a big problem arises if it disappears. Therefore, the question "How to manage money?" very important. Money management is complex and puzzling, but the cash flow model is an ideal starting point. The cash flow model, or cash flow statement, is the fundamental principle on which the entire wealth management business is built.

The basic idea is simple - find out where and how your money is going. This simple thought has been expanded to include where the money comes from and is a key aspect in any money management situation for assessing circumstances.